Introduction
Share market ka naam zarur suna hoga, lekin kya aap jaante hain ki yeh asal mein hota kya hai? Share market ek aisi jagah hai jahan log shares kharidte aur bechte hain. Lekin isko samajhna thoda complex lag sakta hai, especially agar aap beginner hain. Is blog mein, hum stock market ke basic concepts, kaise kaam karta hai, aur beginners ke liye tips ke baare mein baat karenge. Aur bhi investement tips k liye yha click kereiye ( Financialbaba)
Table of Contents
1. Share Market Kya Hai?
Share market ek aisi marketplace hai jahan companies ke shares (ownership ka ek hissa) investors ke beech trade kiye jaate hain. Yahaan aap apne paise ko invest kar ke profits kama sakte hain, lekin saath hi risks bhi hote hain.
Shares Kya Hain?
Shares kisi company ki ownership ka ek chhota hissa hota hai. Agar aap kisi company ke shares kharidte hain, to aap us company ke shareholder ban jaate hain. Agar company profit kamaati hai, to uska ek hissa aapko dividend ke roop mein milta hai ya phir aapka share price badhta hai.
Example:
Agar Reliance Industries ke 10 shares hain, aur ek share ki price ₹2,500 hai, to agar aap inhe kharidte hain, to aap ₹25,000 invest kar rahe hain. Agar price ₹3,000 tak badh jaye, to aap profit kamaate hain.
2. Share Market Kaise Kaam Karta Hai?
Share market do primary markets pe kaam karta hai:
1. Primary Market
Primary market mein companies apne shares ko IPO (Initial Public Offering) ke zariye bechti hain. Iska matlab hai ki company pehli baar apne shares investors ko offer kar rahi hai.
2. Secondary Market
Secondary market woh jagah hai jahan shares ko kharidne aur bechne ka kaam hota hai. Yahaan buyers aur sellers ke beech trade hota hai. India mein, do main stock exchanges hain:
- NSE (National Stock Exchange)
- BSE (Bombay Stock Exchange)
Shares Prices Kaise Decide Hote Hain?
Stock ki price demand aur supply ke upar depend karti hai. Agar ek company ke shares ki demand zyada hai, to price badhti hai. Agar demand kam hai, to price girti hai.
3. NSE (National Stock Exchange) aur BSE (Bombay Stock Exchange) – Kya Hain Aur Inka Role
Share market ke andar NSE aur BSE do sabse bade aur important stock exchanges hain jinke bina share market operate nahi kar sakta. Chaliye in dono ko detail mein samajhte hain:
NSE (National Stock Exchange)
NSE Bharat ka sabse bada stock exchange hai jo 1992 mein establish kiya gaya tha. Yeh ek modern aur technology-driven exchange hai, jo trading ke liye fast aur efficient platform provide karta hai.
NSE Ke Features:
- Nifty 50 Index: NSE ka primary index “Nifty 50” hai, jo 50 top-performing companies ke stocks ka ek benchmark hai. Isse aapko market ka overall performance samajhne mein madad milti hai.
- Online Trading: NSE ne Bharat mein sabse pehla fully electronic trading system launch kiya tha. Yeh fast aur secure transactions ke liye famous hai.
- Global Standards: NSE international standards ke according operate karta hai, isliye yeh transparency aur efficiency ke liye jaana jata hai.
- Derivative Market Leader: NSE derivatives (futures aur options) ke liye bhi ek major platform hai.
NSE Ka Role:
- Liquidity Provide Karna: NSE buyers aur sellers ke liye ek reliable platform provide karta hai jahan woh apne shares easily trade kar sakte hain.
- Fair Trading: Yeh ensure karta hai ki trading transparent aur rules ke according ho.
- Economic Growth: NSE ke zariye companies funds raise karti hain, jo economic growth mein contribute karta hai.
BSE (Bombay Stock Exchange)
BSE Bharat ka sabse purana stock exchange hai jo 1875 mein establish kiya gaya tha. Yeh duniya ka bhi sabse purana stock exchange hai. Mumbai ke Dalal Street par situated, BSE Bharat ke financial market ka ek important pillar hai.
BSE Ke Features:
- Sensex Index: BSE ka primary index “Sensex” hai, jo 30 top companies ka ek benchmark hai. Yeh share market ke overall performance ko track karta hai.
- History Aur Legacy: BSE kaafi purana hai aur Bharat ke financial market ka ek integral part hai.
- Wide Listing: BSE mein 5,000+ companies listed hain, jo ise duniya ke sabse bade exchanges mein shamil karta hai.
- SME Platform: BSE ne Small and Medium Enterprises (SME) ke liye ek dedicated platform shuru kiya hai, jahan chhoti companies apna IPO laa sakti hain.
BSE Ka Role:
- Market Stabilization: BSE Bharat ke share market mein stability lataa hai aur investors ke liye ek strong platform banata hai.
- Capital Raising: Companies ko funds raise karne ke liye help karta hai.
- Investor Education: BSE alag-alag programs aur workshops ke zariye investors ko educate karta hai.
NSE Aur BSE Mein Antar
| Feature | NSE | BSE |
| Establishment | 1992 | 1875 |
| Index | Nifty 50 | Sensex |
| Listed Companies | Selected top 50 companies | ~5,000 |
| Technology | Modern, high-speed trading | Traditional + advanced tech |
| Popularity | Derivatives aur online trading mein strong | Long-term investing ke liye strong |
NSE Aur BSE Ka Role Share Market Mein
- Platform for Trading: Yeh dono exchanges investors ko ek organized aur regulated marketplace provide karte hain jahan woh shares buy aur sell kar sakte hain.
- Price Discovery: Demand aur supply ke basis par NSE aur BSE par shares ki prices decide hoti hain.
- Investor Protection: Yeh exchanges ensure karte hain ki investors ka paisa safe ho aur trading fair ho.
- Economic Development: Companies NSE aur BSE ke zariye funds raise kar ke apni growth ko boost karti hain, jo desh ke economic development mein madad karta hai.
NSE aur BSE dono Bharat ke financial market ke backbone hain. Jahaan NSE modern technology aur derivatives trading mein strong hai, wahin BSE apni legacy aur wide company listings ke liye famous hai. Dono exchanges milkar share market ko efficient, transparent aur investor-friendly banate hain.
4.Share Market Ke Fayde (Advantages or Pros) :-
Share market mein invest karna aapke financial goals ko achieve karne ka ek powerful tool ho sakta hai. Agar aap sahi approach aur discipline ke saath invest karte hain, to yahaan se long-term wealth create karna possible hai.
1. Wealth Creation
- Share market long-term mein wealth generate karne ka ek shandar medium hai.
- Agar aap sahi stocks mein invest karte hain aur unhe hold karte hain, to compounding ke zariye aapke returns exponentially badh sakte hain.
Example:
Agar aap ₹1 lakh ko 12% annual return par invest karte hain, to 10 saalon mein yeh ₹3.1 lakh ban sakta hai.
2. Liquidity
- Share market ek liquid asset class hai, jisme aap kabhi bhi apne shares ko bech kar cash mein convert kar sakte hain.
- Share exchanges (NSE aur BSE) ka efficient system aapko fast buying aur selling ka option deta hai.
3. Ownership Benefits
- Shares kharidne par aap kisi company ke shareholder ban jaate hain.
- Aapko dividends aur voting rights milte hain, jo ek shareholder ke important benefits hain.
4. Portfolio Diversification
- Aap alag-alag companies aur sectors mein invest karke apne portfolio ko diversify kar sakte hain.
- Diversification risk ko kam karta hai aur consistent returns ensure karne mein madad karta hai.
5. High Returns Potential
- Share market ka potential returns fixed deposits ya traditional saving schemes se zyada hota hai.
- Agar aap growth-oriented companies mein invest karte hain, to aapko unki growth ka direct fayda milta hai.
6. Economic Growth Ka Hissa Banenge
- Jab aap kisi company ke shares kharidte hain, to indirectly aap desh ke economic growth ka hissa ban jaate hain.
- Companies raised funds ka use apni growth aur innovation ke liye karti hain, jo overall economy ke liye beneficial hota hai.
7. Tax Benefits
- Long-term Capital Gains Tax (LTCG) 1 lakh tak tax-free hai.
- Equity-Linked Savings Schemes (ELSS) mein invest karke aap ₹1.5 lakh tak ka deduction le sakte hain under Section 80C.
8. Inflation Ko Beat Karein
- Share market ke returns inflation ko beat karne mein help karte hain.
- Fixed deposits aur savings account ke returns inflation ke against kam pad jaate hain, lekin share market se higher returns milein to aapka paisa effectively grow karta hai.
9. Transparency Aur Regulation
- Share market SEBI (Securities and Exchange Board of India) ke under operate karta hai, jo investors ki safety ensure karta hai.
- Aapko ek transparent aur regulated platform milta hai jisme fair practices ko follow kiya jata hai.
10. Compounding Ke Benefits
- Share market ka sabse bada advantage compounding ka magic hai.
- Agar aap apne returns ko reinvest karte hain, to over time aapke returns exponentially badhte hain.
5. Share Market Ke Risks (Disadvantages or Concs ) :-
Share market mein invest karna ek acchi opportunity ho sakti hai, lekin iske saath kuch risks aur disadvantages bhi hote hain. Agar aap inhe samajh kar invest karte hain, to aap apne losses ko minimize kar sakte hain.
1. Market Volatility
- Share market kaafi volatile hota hai, jisme shares ki prices din bhar mein upar-niche hoti rehti hain.
- Short-term price movements unpredictable hote hain, jo investors ke liye stress ka kaaran ban sakte hain.
Example:
Agar aapke shares ki price ₹1,000 se ₹800 gir jaye, to aapko loss ho sakta hai agar aap panic mein shares bech dete hain.
2. Knowledge Ki Kami
- Share market mein invest karne ke liye knowledge aur research karna zaruri hai.
- Agar aap bina samajhe invest karte hain, to galat decisions lene ki probability badh jaati hai.
3. Risk of Loss
- Share market mein capital loss hone ka risk hamesha hota hai.
- Agar aapki selected company perform nahi karti, to aapka invested amount gir sakta hai ya khatam bhi ho sakta hai.
4. Overreaction Aur Emotional Investing
- Share market mein fear (dar) aur greed (lalach) ki wajah se log galat decisions lete hain.
- Panic selling ya over-buying ki wajah se kaafi log apna paisa kho dete hain.
Example:
Bear market (jab market gir raha ho) mein panic selling common hoti hai, jo losses ko aur zyada badha sakti hai.
5. Fraud Aur Manipulation
- Kabhi-kabhi penny stocks ya unreliable companies ke shares fraudsters promote karte hain.
- Inme invest karne par log apna paisa kho dete hain.
Example:
Pump and Dump schemes mein artificially price badhaya jata hai aur phir dump kar diya jata hai, jo investors ke liye nuksan ka kaaran ban sakta hai.
6. Lack of Liquidity
- Kuch small-cap stocks ya low-volume stocks mein liquidity ka issue hota hai, jiska matlab hai ki aap apne shares easily sell nahi kar paate.
- Yeh problem tab zyada hoti hai jab aapko urgently funds ki zarurat ho.
7. Economic Factors Ke Effects
- Share market global aur domestic economic factors se directly affect hota hai.
- Inflation, interest rates, recession, aur geopolitical tensions jaise factors stocks ki prices ko impact karte hain.
Example:
COVID-19 pandemic ke time pe market kaafi gira tha, jisme investors ko bade losses huye the.
8. No Guaranteed Returns
- Share market ke returns guaranteed nahi hote.
- Fixed deposits jaise investment options ke comparison mein, share market unpredictable hota hai.
9. Time-Consuming
- Share market mein successful hone ke liye continuous monitoring aur analysis ki zarurat hoti hai.
- Agar aapke paas time nahi hai ya aap casual approach rakhte hain, to aapko losses face karne pad sakte hain.
10. Regulatory Risks
Regulatory changes short-term uncertainty create karte hain.
SEBI aur government ke regulations ya policy changes se market pe negative impact ho sakta hai.
6. Kaise Invest Karein Share Market Mein?
Agar aap beginner hain, to yeh steps follow karein:
1. Demat Aur Trading Account Open Karein
Share market mein invest karne ke liye aapko ek Demat aur Trading account ki zarurat hoti hai.
- Demat Account: Aapke shares ko digitally store karta hai.
- Trading Account: Shares ko buy aur sell karne ke liye use hota hai.
2. Stockbroker Select Karein
Aapko ek reliable stockbroker chahiye hoga jo aapke liye trades execute kare. Zerodha, Upstox, aur Groww jaise platforms popular hain.
3. Market Research Karein
Invest karne se pehle company ke financials, management, aur growth potential ko analyze karein.
4. Small Start Karein
Agar aap beginner hain, to chhoti amount se shuru karein aur experience lete jaayein.
7. Share Market Ke Common Terms
- Bull Market: Jab market upward trend pe hota hai.
- Bear Market: Jab market downward trend pe hota hai.
- IPO (Initial Public Offering): Jab koi company pehli baar apne shares market mein offer karti hai.
- Dividend: Company ke profit ka ek hissa jo shareholders ko diya jata hai.
8. Investors Ke Liye Tips
- Long-term Sochiye: Share market mein patience zaruri hai.
- Diversify Karein: Alag-alag sectors mein invest kar ke risk kam karein.
- Emotions Ko Control Karein: Panic aur greed se bachein.
- Knowledge Badhaayein: Regularly share market ke baare mein padhein aur samajhne ki koshish karein.
9. Share Market Ke Liye Popular Strategies
- Value Investing: Kam price pe quality stocks kharidna aur unhe long-term ke liye hold karna.
- Growth Investing: Un stocks mein invest karna jo high growth potential rakhte hain.
- Day Trading: Short-term price movements ka fayda uthane ke liye daily basis pe shares buy aur sell karna.
10. Share Market Mein Invest Karne Ke Tools
- Stock Screeners: Finviz, Screener.in jaise tools se aap achhi companies identify kar sakte hain.
- News Sources: Economic Times aur Moneycontrol jaise platforms se updated rahiye.
- Technical Analysis Tools: Moving averages aur RSI jaise indicators ka use kar ke stock trends analyze karein.
Kya Share Market Mein Invest Karna Safe Hai?
Haan, share market mein invest karna safe ho sakta hai, agar aap sahi knowledge aur disciplined approach ke saath invest karte hain. Risk tabhi hota hai jab bina research ke ya emotions ke base par decisions liye jaate hain. Agar aap apne portfolio ko diversify karte hain aur long-term ke liye sochte hain, to share market ek accha wealth creation tool ban sakta hai.
Factors Jo Investment Ko Safe Banate Hain:
- Knowledge: Companies ke financials aur market trends ko samajhna zaruri hai.
- Diversification: Alag-alag sectors mein invest karke risk kam karein.
- Long-term Approach: Short-term volatility se ghabrayein nahi.
- Expert Advice: Agar aap beginner hain, to financial advisor ki madad lein.
Share market mein invest karna risky ho sakta hai, lekin agar aap sahi knowledge aur strategy ke saath invest karte hain, to aap long-term mein profit kama sakte hain. Yahan sabse zaruri baat hai disciplined aur informed rehna. Agar apko daily news aur investment baree janna hai toh yha per click kere (Money control)
Conclusion
Share market ek aisa platform hai jo wealth create karne ka ek shandar medium ho sakta hai, lekin isme risk bhi hai. Agar aap beginner hain, to chhoti shuruaat karein, apne knowledge ko improve karein aur long-term ka perspective rakhein. Regular market research aur disciplined investing aapko success dilaa sakti hai.
Agar aapko yeh blog pasand aaya, to ise share zarur karein aur apne doston ke saath share market ke baare mein discussion shuru karein.